Home Loan Qualifier Questionnaire

Find Out How Much Home You Can Afford in Oklahoma!

Welcome to the Mosaic Mortgage Home Loan Qualifier! This easy questionnaire is the first step to understanding your home loan options and getting you closer to homeownership. We’re here to help you find the best home loans in Oklahoma by taking a few minutes to understand your current financial picture and goals.

What Information Do We Ask For?

To better assess your eligibility and provide accurate loan options, we need to understand a few key details:

1. Estimated Credit Score: Your credit score plays a huge role in determining which home loans you qualify for, from Conventional Loans to FHA Loans.

2. Annual Income: Knowing your income helps us find the best mortgage rates in Oklahoma that fit your budget.

3. Total Debts: We ask about any major debts, including student loans, auto loans, and others, so we can accurately calculate what type of mortgage you can afford.

4. Monthly Debt Payments: Your monthly credit obligations—such as credit card bills—help us determine your debt-to-income ratio, an important factor in loan qualification.

5. Estimated Down Payment: Understanding how much you plan to put down helps us guide you toward the right loan type, whether it's a no-down-payment FHA Loan, a low down payment FHA Loan, or even a Jumbo Loan for higher-value properties.

6. Goals for Homeownership: Whether you're a first-time homebuyer, looking for an investment property, or wanting to refinance your current loan, we want to know what’s most important to you. This helps us match you with the best possible loan products.

Why Fill Out Our Home Loan Qualifier?

By providing this basic information, you allow us to give you an estimate of how much you could qualify for and which home loan options best suit your needs. It’s a no-obligation way to get the answers you need to start planning for homeownership in Oklahoma.

The questionnaire is easy, takes just a few minutes, and will put you on the path toward:

• Understanding your buying power.

• Finding the best mortgage rates and loan programs.

• Preparing for the next step in your home buying journey.